Post Office की धांसू स्कीम, एक बार लगाएं पैसा, लाखों कमाएं

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पोस्ट ऑफिस में बच्चों से लेकर बुजुर्गों तक के लिए कई सेविंग स्कीम्स संचालित की जा रही हैं.

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इनमें से एक खास स्कीम निवेशकों को सिर्फ ब्याज के जरिए ही लाखों की कमाई कराती है. हम बात कर रह हैं, पोस्ट ऑफिस टाइम डिपॉजिट स्कीम की.

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पांच साल की इस योजना में पैसा सुरक्षित रहने के साथ ही रिटर्न भी जोरदार मिलता है. इसके चलते ये लोकप्रिय रिटर्न योजनाओं में से एक है.

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अब पोस्ट ऑफिस द्वारा संचालित स्माल सेविंग स्कीम्स खासी लोकप्रिय साबित हो रही हैं.

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Post Office Time Deposit Scheme की बात करें तो ये इसमें जबरदस्त ब्याज के साथ ही शानदार बेनेफिट्स मिलते हैं. इस स्कीम में निवेश पर मिलने वाला ब्याज 7.5 है.

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Post Office की इस सेविंग स्कीम में निवेशक अलग-अलग टैन्योर के लिए इन्वेस्टमेंट कर सकते हैं.

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इस अवधि में उसे जमा पर 2,24,974 रुपये का इन्टरेस्ट हासिल होगा और निवेश की रकम मिलाकर कुल मैच्योरिटी की राशि बढ़कर 7,24,974 रुपये हो जाएगी.

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Time Deposit स्कीम में आयकर विभाग एक्ट 1961 के सेक्शन 80C के तहत ग्राहक को टैक्स छूट का लाभ भी दिया जाता है.

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10 साल से ज्यादा आयु के बच्चे का अकाउंट उसके परिजन के जरिए खोला जा सकता है. इसमें कम से कम 1,000 रुपये से खाता खुलवाया जा सकता है.

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