Paytm के बाद इस बैंक पर RBI पर बड़ा एक्शन, लगाया भारी जुर्माना

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भारतीय रिजर्व बैंक (RBI) देश के सभी बैंकों या एनबीएफसी के कामकाजों पर नजर रखती है.

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इसी कड़ी में RBI ने कुछ नियमों के उल्लंघन के लिए IDFC First Ban और LIC Housing Finance पर बड़ी कार्रवाई की है.

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RBI ने नियमों के उल्लंघन के लिए IDFC First Bank पर एक करोड़ रुपये और LIC Housing Finance पर 49.70 लाख रुपये का जुर्माना लगाया है.

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केंद्रीय बैंक ने लोन संबंधी कुछ नियमों की अनदेखी करने पर भारी जुर्माना लगाया है.

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केंद्रीय बैंक ने कहा कि आईडीएफसी फर्स्ट बैंक पर जुर्माना ‘लोन्स एंड एडवांसेज स्टैचुटरी एंड अदर रिस्ट्रिक्शंस’ पर कुछ निर्देशों का पालन न करने के लिए लगाया गया है.

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आरबीआई ने कहा कि जब एलआईसी हाउसिंग फाइनेंस कंपनी ने लोन आवेदन लेटर में ब्याज की दर और जोखिम के बारे में पूरा खुलासा नहीं किया था.

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इसने आवास लोन में फ्लोटिंग दर के आधार पर पूर्व-भुगतान जुर्माना भी लगाया था.

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इस बीच, भारतीय रिजर्व बैंक ने चार नॉन-बैंकिंग फाइनेंस कंपनियों (NBFC) का रजिस्ट्रेशन सर्टिफिकेट (CoR) कैंसिल कर दिया और अन्य पांच एनबीएफसी ने अपना सीओआर सरेंडर कर दिया है.

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केंद्रीय बैंक ने कहा कि इस जुर्माने से बैंक और फाइनेंस कंपनी से जुड़े ग्राहकों पर कोई असर नहीं होगा

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