डेबिट या क्रेडिट कार्ड किसमें लगता है ज्यादा टैक्स, जानें किसमें मिलेगा फायद

डेबिट या क्रेडिट कार्ड किसमें लगता है ज्यादा टैक्स, विदेश यात्रा पर किसे इस्तेमाल करना है फायदे का सौदा

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अगर आने वाले दिनों में आप भी विदेश यात्रा की तैयारी कर रहे हैं या इंटरनेशनल पेमेंट करने वाले हैं, तो आपका ये जानना जरुरी है कि डेबिट या क्रेडिट कार्ड किसपर ज्यादा टैक्स लगता है.

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क्रेडिट और डेबिट पर विदेश यात्रा के दौरान टैक्स के नियमों में हाल ही सरकार ने बदलाव किया था.

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जिसके तहत अगर आपके पास इंटरनैशनल क्रेडिट कार्ड है और आप विदेश में खर्च का भुगतान उस कार्ड से करते हैं तो उस पर टीसीएस नहीं लगेगा

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वहीं जो कोई व्यक्ति विदेश में सात लाख रुपये से ज्यादा भुगतान क्रेडिट कार्ड से करता है, उसको ही 20 फीसदी की टीसीएस देना होगा.

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विदेश यात्रा के लिए क्रेडिट कार्ड एक अच्छा विकल्प हो सकता है.क्रेडिट कार्ड से लाउंज एक्सेस, अंतर्राष्ट्रीय खरीदारी पर रिवॉर्ड पॉइंट, और बड़ी फ़ंड सीमा का लाभ मिलता है.

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डेबिट कार्ड का इस्तेमाल करने का मुख्य फ़ायदा यह है कि आपको पहले से ही कार्ड मिल जाता है.

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डेबिट कार्ड से आप अपने अकाउंट में मौजूद राशि को ही खर्च कर सकते हैं.

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विदेश में बिना किसी शुल्क के एटीएम से नकदी निकालने या खरीदारी करने के लिए बार्कलेकार्ड एक अच्छा विकल्प है.

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