Credit Card का नहीं करते हैं इस्तेमाल, फिर भी है इसका नुकसान, जानें

क्रेडिट कार्ड है लेकिन नहीं करते इस्तेमाल, ऐसा करना भी पैदा कर सकता है मुश्किल, तुरंत कर दें बंद

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क्रेडिट कार्ड का इस्तेमाल अगर बेहिसाब किया जाए तो दिक्कत हो सकती है. आप कर्ज के जाल में फंस सकते हैं.

[{"selector":"#anim-f1812fee-a9c0-48d0-ae80-39754bd4c496","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7068e4e4-6d5a-40df-b362-72c003df1783","keyframes":{"transform":["translate3d(69.41747%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f83d572b-e233-4195-bc76-b578cb0e6fc9","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-38ce0858-d8c9-4491-8611-15e27861ad1f","keyframes":{"transform":["translate3d(110.46153%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0f42e361-33cf-47a1-898a-c760ed1c1151 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

क्योंकि ड्यू डेट के बाद इस पर ब्याज बहुत अधिक देना होता है.

[{"selector":"#anim-49b2fc94-cd68-4ba4-b665-a4c312bb99df","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-15afb37a-956d-49f0-b720-f1e2f0004475","keyframes":{"transform":["translate3d(69.41747%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9bdb9b39-f79e-411d-93b2-98e9f7811326","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-32acd804-e038-49d8-bd5e-1cebba3bff5e","keyframes":{"transform":["translate3d(110.46153%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-caf28ac5-793a-4431-b721-0aceb0ad43a1 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

कई बार इसे बिलकुल ही यूज ना करना भी परेशानी खड़ी कर सकता है.

[{"selector":"#anim-e6643479-2f70-403e-bb07-19f62f2d63f1","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-839d4d19-582d-46d7-a709-a92d787d36d2","keyframes":{"transform":["translate3d(69.41747%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6cf3f871-2975-4cdf-a117-a1a54b32c883","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1503d78b-3168-42eb-917c-ad5a24fda238","keyframes":{"transform":["translate3d(111.99999%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-11036d00-b4c7-41ce-8db9-864a63e0b8e6 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(14.393998364262279%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

अगर आपको क्रेडिट का कोई बिल नहीं भरना तो आप पर कोई जुर्माना तो नहीं लगेगा लेकिन लंबे समय तक कार्ड इनेक्टिव रहने के कारण कंपनी उसे बंद कर देगी.

[{"selector":"#anim-226eeb0d-6809-453a-bff1-9329a1d649e1","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-76187b1d-94fd-49c6-bb57-14f6249fa010","keyframes":{"transform":["translate3d(69.41747%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1c600220-a0dc-42de-a930-4f0590fe2c09","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-70fa411b-e72d-4ff6-bf0f-25fce0770b98","keyframes":{"transform":["translate3d(110.46153%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fa1c6e78-eb30-4807-af15-2f62f00851fc [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

कितने टाइम की इनेक्टिविटी के बाद आपके कार्ड को बंद किया जाएगा यह कार्ड इश्यू करने वाले संस्थान पर निर्भर करेगा.

[{"selector":"#anim-50bcb4aa-c3db-4efd-9f96-6648ff1c31bf","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ceeda495-a6a1-4b79-a06f-0964dedef8c7","keyframes":{"transform":["translate3d(69.41747%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-23fb8cee-2f02-45c1-97bb-67af622a1cf1","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-14220011-c694-472c-b514-d411d0071000","keyframes":{"transform":["translate3d(111.99999%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-89d882b3-4aa3-4c04-bceb-f3e980a6d7a1 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

कार्ड बंद करने से पहले आपको कोई सूचना दी जाए या नहीं यह भी कार्ड इश्यूअर पर ही निर्भर होगा. वह ऐसा करने के लिए बाध्य नहीं हैं.

[{"selector":"#anim-a45956fb-6499-4102-bf30-aef5f31b6b6b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ef41b8af-683e-43f5-a04e-327fe95a6773","keyframes":{"transform":["translate3d(69.41747%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-16a2fc21-94d2-4662-a8a4-6160fa5e50ed","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3dd0f1bc-bbca-4982-b509-f4490d8e1bff","keyframes":{"transform":["translate3d(111.99999%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-23015b56-fbc6-4eb0-8167-4ad58839c56d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

एक आम स्थिति में तो इसका कोई असर ग्राहक पर नहीं पड़ेगा लेकिन जिनकी क्रेडिट लिमिट कम है उनके लिए परेशानी हो सकती है.

[{"selector":"#anim-a27e04f1-4082-4781-9cfd-3ab2f0a78c7d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-487eb87a-6c26-421f-90e8-30b11eeaf064","keyframes":{"transform":["translate3d(69.41747%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a957e866-f1a0-47c1-a85c-58682d4cf22e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f7eb6103-815c-411d-9ef2-31ee8e4c2a0f","keyframes":{"transform":["translate3d(111.99999%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d8989d89-6add-4f7b-901c-94b4fc1db37e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

अगर आप कार्ड बहुत ज्यादा इस्तेमाल करते हैं तो भी क्रेडिट स्कोर गिरता है और बिलकुल भी इस्तेमाल ना करने पर भी इसमें गिरावट आती है.

[{"selector":"#anim-be223532-b05b-41f2-b8dd-19313958a7a4","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-53a4bb88-6b2f-4d5c-84b9-cd6e42e3c7f0","keyframes":{"transform":["translate3d(69.41747%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ddd9408b-7f2c-4889-8efe-e184fb619f1f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e70397f2-4b6f-445b-8e62-fd58cc35286b","keyframes":{"transform":["translate3d(110.46153%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9eee64e9-336e-4991-a82c-e5c71994e761 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

जब कोई क्रेडिट कार्ड अकाउंट बंद होता है तो कार्डहोल्डर की क्रेडिट लिमिट 30 फीसदी तक गिर जाती है.

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