बिना पहचान के बनाए गए थे करोड़ों अकाउंट, Paytm पर RBI एक्शन की वजह आई सामने

बिना पहचान के बनाए गए थे करोड़ों अकाउंट, Paytm पर RBI एक्शन की बड़ी वजह आई सामने

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पेटीएम पेमेंट्स बैंक पर 31 जनवरी को RBI ने बैन लगा दिया था.

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RBI ने बताया कि पेटीएम की बैंकिंग सर्विस 29 फरवरी के बाद से काम नहीं करेगी.

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RBI ने नियमों के उल्‍लघंन के कारण बैंक पर प्रतिबंध लगाया था.

[{"selector":"#anim-7a0d6169-4382-4b31-81b8-58e6d3be8456","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-38cee2c6-fd51-48a1-94d0-3d781cb1ab68","keyframes":{"transform":["translate3d(69.53884%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-40e0fa65-b938-42ec-8f5f-1b5b887786ad","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e8da050f-0427-476a-ba67-30ca40a0b4da","keyframes":{"transform":["translate3d(111.99999%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f49dc2cb-b1cb-4a24-9e04-eb29d2f4c5fd [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(52.86599841836226%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

लेकिन क्‍या आपको पता है कि पेटीएम पेमेंट्स बैंक आरबीआई के रडार पर कैसे आया?

[{"selector":"#anim-247e4086-e1c6-4713-ae68-ad49de6ac441","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-edbc94f2-5ae8-434a-83e3-055e2530b961","keyframes":{"transform":["translate3d(69.53884%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5656ec5e-114f-41bb-89d3-fd8b7b4eeed1","keyframes":[{"offset":0,"transform":"translate3d(0, -767.2981%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -215.76422571999998%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -73.35369836%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -27.546001790000002%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -11.969850359999999%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":4000,"fill":"both"}] [{"selector":"#anim-fccef139-6504-4d80-bb8b-87ce68ea9da5 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-60.23913017591899%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

पेटीएम पेमेंट्स बैंक पर प्रतिबंध का प्रमुख कारण में से एक बिना सही पहचान के बनाए गए करोड़ों अकाउंट थे.

[{"selector":"#anim-4a7667fc-3e9a-4433-8fd6-3eee2662388e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-367f6bec-408b-4641-b8ba-16faad7541cf","keyframes":{"transform":["translate3d(69.53884%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fb26dc92-cc57-47a3-beb4-44c15eef7262","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-42be7885-686a-4355-ab3c-d80703457231","keyframes":{"transform":["translate3d(110.46153%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8790f39e-ce65-4ca7-a9e0-bee412ca09fd [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-18.885869535438555%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

इन अकाउंट के तहत केवाईसी की प्रक्रिया पूरी नहीं की गई थी.

[{"selector":"#anim-18800130-1717-49df-a72e-b162193463a7","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a370ab56-3598-43e9-a920-03426cb6bf93","keyframes":{"transform":["translate3d(69.53884%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-50aa501c-1d01-4275-a009-d01f571a18b2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c023fb47-df56-4a8b-ac60-c3151914d5c1","keyframes":{"transform":["translate3d(0px, 193.80693%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fba17a45-4905-4c31-81be-fc1d60d9d7d6 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(30.51120916805512%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

इतना ही नहीं इसने बिना पहचान के करोड़ों रुपये का लेन-देन भी किया था, जिससे मनी लॉड्रिंग की आशंका पैदा हुई.

[{"selector":"#anim-23fa6df0-263c-4f72-a817-93f84c5f0845","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ceaba089-9f0b-40cb-ae92-419452490a31","keyframes":{"transform":["translate3d(69.53884%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4f463681-d55d-48b0-b770-94e896972783","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0b6b9578-4656-4ad8-928f-2204d732dd67","keyframes":{"transform":["translate3d(0px, 193.43438%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-57dff087-d5a7-4262-9bed-5150dd55a7b8 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(22.715692916665965%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

आरबीआई के प्रतिबंध लगाने का एक सबसे बड़ा कारण यह रहा कि पेटीएम पेमेंट्स बैंक के तहत 1 पैन पर 1,000 से अधिक यूजर्स के अकाउंट जुड़े हुए थे.

[{"selector":"#anim-cb5c4b2f-e1a3-43ce-93c3-b00365ea7991","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-778a2008-3f2b-4210-ba67-0add1d5baada","keyframes":{"transform":["translate3d(69.53884%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b96cb002-d122-4515-bc87-a2b25923e261","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-29e55fc7-ef3f-4ff2-a9ce-b57537da976a","keyframes":{"transform":["translate3d(111.99999%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3796744d-60c1-4e33-bc9a-b63cc619679f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-17.86024837603403%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

इसके अलावा, RBI और ऑडिटर्स दोनों द्वारा जांच में पाया गया कि पेटीएम बैंक नियमों का पालन नहीं कर रहा है.

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