LIC ने लॉन्च किए दो क्रेडिट कार्ड, मिलेगा 5 लाख का एक्सीडेंटल कवर

LIC ने लॉन्च किए दो क्रेडिट कार्ड, जानिए क्या क्या मिलेंगे फायदे

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आईडीएफसी फर्स्ट बैंक, एलआईसी कार्ड्स और मास्टरकार्ड ने मिलकर दो क्रेडिट कार्ड – एलआईसी क्लासिक और एलआईसी सेलेक्ट लांच किए हैं.

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कम ब्याज दरों से लेकर जीरो-ज्वाइनिंग फीस और रिवार्ड पॉइंट्स से लेकर 5 लाख रुपए के पर्सनल एक्सीडेंटल कवर तक दोनों कार्डों पर कई बेनिफिट और ऑफर हैं.

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भले ही इन क्रेडिट कार्डों को अप्लाई करने के लिए एलआईसी पॉलिसी होना अनिवार्य नहीं है, लेकिन आपके पास पॉलिसी है, तो आपको इंश्योरेंस प्रीमियम का पेमेंट करने पर रिवॉर्ड भी मिलेंगे

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इस क्रेडिट पर आपको ना तो कोई ज्वाइनिंग चार्ज देना होगा और ना ही एनुअल फीस देनी होगी.

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क्रेडिट कार्ड की ब्याज दरें 0.75 फीसदी प्रति माह या 9 फीसदी प्रति वर्ष से शुरू हैं जो 3.5 फीसदी प्रति माह या 42 फीसदी प्रति वर्ष तक जा सकती हैं.

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अगर आप क्रेडिट कार्ड के थ्रू कैश निकाल रहे हैं तो डॉमेस्टिक और इंटरनेशनल एटीएम से विड्रॉल पर 48 दिनों तक कोई ब्याज नहीं लगेगा.

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ईएमआई के लिए आपको प्रति ट्रांजैक्शन 199 रुपए का चार्ज देना होगा.

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अगर आप क्रेडिट कार्ड का पेमेंट तय समय के बाद करते हैं तो आपको टरेटल अमाउंट का 15 फीसदी देना होगा.

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सभी इंटरनेशनल ट्रांजेक्शन के लिए विदेशी मुद्रा मार्कअप चार्ज 3.5 फीसदी होगा.

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