1 लाख रुपए के यूपीआई ऑटो पेमेंट पर नहीं लगेगा ओटीपी, RBI ने बदला नियम

एक लाख रुपए के यूपीआई ऑटो पेमेंट पर नहीं लगेगा ओटीपी, आरबीआई बदलेगा नियम

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यूपीआई ऑटो डेबिट ट्रांजैक्शन लेकर देश के केंद्रीय बैंक ने बड़ी राहत देने रहा है.

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रिजर्व बैंक ने ओटीपी बेस्ड बेस्ड रेकरिंग पेमेंट की लिमिट में इजाफा करने जा रहा है.

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अब इसे 15 हजार रुपए से बढ़ाकर एक लाख करने का फैसला किया गया है.

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इसका मतलब है कि एक लाख रुपए तक की पेमेंट पर ओटीपी की जरुरत नहीं होगी.

[{"selector":"#anim-4da42204-94fa-4e50-ad13-bb7a7b158876","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-da236d51-89e8-4f75-ae40-a7dcb3fd517b","keyframes":{"transform":["translate3d(69.41747%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3409a678-a379-49bc-8fea-932f6e863416","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3fe91ce6-65c0-4f85-8fda-01d35ff72291","keyframes":{"transform":["translate3d(110.46153%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d0c405b2-383a-4d3f-b364-f6e072677cee [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-16.380378999596076%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

लेकिन आरबीआई ने इस सुविधा को सिर्फ कुछ पेमेंट्स के लिए लागू करेगा. सभी तरह के पेमेंट्स के लिए लागू नहीं किया गया जाएगा.

[{"selector":"#anim-297ad09d-d4e6-4998-8681-bef6f69d1732","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4520f762-a738-49cc-a7fa-50fbc05cb405","keyframes":{"transform":["translate3d(69.41747%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cddb2c12-fd3e-4c0a-a6b9-07d12f881a40","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2cf620b6-abf3-4dc7-ab5a-6f382ed33645","keyframes":{"transform":["translate3d(111.99999%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-150cd4d1-c901-436c-bbac-2636298aaccf [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(21.02363603885165%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

आखिरी बार जून 2022 में इसमें बदलाव देखने को मिला था. तब इसकीर लिमिट को 5 रुपए से बढ़ाकर 15 हजार रुपए तक कर दी गई थी.

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भारतीय रिजर्व बैंक ने शुक्रवार को ऐलान किया कि उसने एडिशनल फैक्टर ऑथेंटिकेशन के बिना स्पेफिक ट्रांजेक्शन के लिए यूपीआई ऑटो पेमेंट की सीमा बढ़ाने का प्रस्ताव दिया है.

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घोषणा के अनुसार, 1 लाख रुपये तक के पेमेंट के लिए ओटीपी की जरुरत नहीं होगी.

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यह नई लिमिट केवल म्यूचुअल फंड सब्सक्रिप्शन, इंश्योरेंस प्रीमियम सब्सक्रिप्शन और क्रेडिट कार्ड रीपेमेंट के लिए लागू किया गया है.

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