Home Loan चुकाने के 30 दिन बाद मिलेंगे ये पेपर, जानें डिटेल

अब होम लोन चुकाने के बाद 30 दिन में मिलेंगे रजिस्ट्री पेपर, RBI का बड़ा फैसला

रिजर्व बैंक ने होम लोन लेने वाले ग्राहकों को बड़ी राहत दी है

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अभी तक होम लोन चुकाने के बाद रजिस्ट्री के पेपर लेने के लिए आपको बैंकों के चक्कर काटने पड़ते थे

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आरबीआई ने बैकों को निर्देश दिया है कि लोन चुकाने के 30 दिन के अंदर ग्राहकों को रजिस्ट्री के पेपर वापस किए जाएं

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अगर बैंक 30 दिन के अंदर ग्राहकों को रजिस्ट्री पेपर वापस नहीं करती है तो बैंक को हर रोज 5000 रुपए का जुर्माना भरना होगा

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रिवर्ज बैंक ने अपने फैसले में सभी संबंधित वित्तीय संस्थानों को ताजे ऑर्डर में रिस्पॉन्सिबल लेंडिंग कंडक्ट यानी जिम्मेदार कर्ज व्यवहार की याद दिलाई

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आरबीआई ने कहा कि अगर ग्राहक सभी किस्तें चुका देता है तो उसकी प्रोपर्टी के पेप को समय से लौटा देना चाहिए

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रिजर्व बैंक की ओर से बैंकों को जारी दिशा निर्देशों में कहा गया है

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अब जब भी ग्राहक को लोन दिया जाए तो उसके सैंक्शन लेटर में सभी डॉक्यूमेंट में वापस करने की तारीख और जगह का भी जिक्र लिया जाए

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अगर कर्ज लेने वाले व्यक्ति की लोन की अवधि में मौत हो जाती है तो उसके उत्तराधिकारी को कागजात वापस करने की प्रक्रिया को पारदर्शी बनाना होगा

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