क्या आपका भी खर्च हो जाता है पूरा क्रेडिट कार्ड? 

[{"selector":"#anim-e0bd1ea2-1518-4488-8f2a-484adcbf705d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-baa0c205-18c5-437f-9424-3c6dc94429e8","keyframes":{"transform":["translate3d(69.53884%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fb0f90f3-b914-4012-8bda-3ba3c67d5255","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d1a908d4-d360-4035-bf7a-7b39b5b6cd66","keyframes":{"transform":["translate3d(113.53846%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

अधिकतर लोगों की सैलरी महीने के लास्ट तक आते-आते खत्म हो जाती है

[{"selector":"#anim-8c0901e3-2306-4ceb-9b01-0fc9462e09bc","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5740134f-b1c8-4403-8c19-594ed6e195f3","keyframes":{"transform":["translate3d(69.53884%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-302bcf94-2f8e-4ad0-b50a-5ae711b7bdc8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-daf41d05-d02e-4525-885e-1cac07787efb","keyframes":{"transform":["translate3d(113.23076%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2de1b5b1-226b-4378-9154-7e07cff3bd5e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

ऐसे समय में आप अपनी मदद के लिए क्रेडिट कार्ड रखते हैं

[{"selector":"#anim-45cb2a84-dd5a-4005-9202-75ff1e381c8d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bc7d7941-c773-488c-8ffb-ce83c62c44e0","keyframes":{"transform":["translate3d(69.53884%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b15ce4c2-a222-448e-a752-6ed8dd76a18b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-231f09b4-7f58-46b2-942f-c2d49edcc58c","keyframes":{"transform":["translate3d(113.23076%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9800e2ff-d811-4fbe-8d88-eddbcc7105a0 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(14.32490671824404%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

क्रेडिट लिमिट का पूरा इस्तेमाल होने से क्रेडिट यूटिलाइजेशन रेश्यो बढ़ जाती है

[{"selector":"#anim-402c6bb7-5f14-4ded-a75a-6e8614f75e9c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5873ae1a-10e7-4dc1-999c-a5c9a38e8b20","keyframes":{"transform":["translate3d(69.53884%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-eb95d8e9-f771-4997-a0cf-ea242d85841c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-670a194f-6043-4671-9572-f27a76bb00db","keyframes":{"transform":["translate3d(111.99999%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-36687a47-ecd1-417e-9efa-0747e0221d8f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-16.687118031392032%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

जिसका असर क्रेडिट कार्ड होल्डर के क्रेडिट स्कोर पर होता है

[{"selector":"#anim-da5c223b-0fb7-438f-a15f-bd1fa60b38a9","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-37025607-9505-4386-9edf-ca0d2bd7b3df","keyframes":{"transform":["translate3d(69.53884%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a04f61b1-2a05-4885-8f2a-7cb089da1296","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-02f3cf16-66c7-4921-81f8-4156a0e94292","keyframes":{"transform":["translate3d(113.23076%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-290bb99b-7297-4369-9065-9fb9447c6e92 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

क्रेडिट स्कोरिंग एजेंसियां क्रेडिट यूटिलाइजेशन रेश्यो निर्धारित करती हैं. इससे कार्डधारक के लोन लेने का पता चलता है

[{"selector":"#anim-3e8f56eb-9629-4833-88c2-54d4a7fc89b2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a53fb335-f52c-4ee2-8cae-7820e8b72076","keyframes":{"transform":["translate3d(69.53884%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e5f57bf1-c080-4b4c-8723-75bdf01cef6f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-227503f3-256f-449a-9c01-40d3a9f0b5e3","keyframes":{"transform":["translate3d(114.76922%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-28e52bde-3943-41fa-9251-737b9c736768 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

अगर कोई क्रेडिट कार्ड होल्डर अपने क्रेडिट बैलेंस को जीरो करता है, तो ऐसे ग्राहक की क्रेडिट लिमिट बैंक कम भी कर देते हैं

[{"selector":"#anim-f65d37fc-831c-4a7c-acc4-cb2b9ae3da0e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4179858c-513c-4722-9eed-486b33405485","keyframes":{"transform":["translate3d(69.53884%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0ebda52e-0b65-42a7-b2f0-b22f9123dc9b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5cdc8fdd-99f0-4d29-9596-aaeedc190ba9","keyframes":{"transform":["translate3d(113.23076%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c27a40af-847d-494a-abff-26b252783831 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-4.972460256326048%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

अगर क्रेडिट लिमिट घट जाती है तो क्रेडिट स्कोर अपने आप ही कम हो जाता है

[{"selector":"#anim-2b4b96ca-6c7b-4393-af93-46a640f482a6","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c79de708-ee84-48a4-b454-41ad3b1edf41","keyframes":{"transform":["translate3d(69.53884%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e8d08004-a06c-4e84-8bf3-a4cecc6dcb48","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5eaf465a-c6f2-4706-b471-3fe47c87c2a2","keyframes":{"transform":["translate3d(116.61538%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-143ae5f5-8ba9-4155-9dd9-82e337f6edba [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(3.552713678800501e-15%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

क्रेडिट स्कोर को जीरो पर ज्यादा दिनों तक नहीं रखना चाहिए

[{"selector":"#anim-03b1125c-c9f7-4b1d-9dd4-fe9b4bece954","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a31beff1-8110-48ee-b6d1-45ff99f05856","keyframes":{"transform":["translate3d(69.53884%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5f4f4653-35d9-42a7-be94-7d60b29416ff","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7a76ae19-7f39-4c99-89a5-bf58009040a9","keyframes":{"transform":["translate3d(114.76922%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d142f62e-36af-4e45-a2ed-b4e9187a35ae [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-3.552713678800501e-15%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

अगर कोई ग्राहक लंबे समय तक इस करता है तो बैंक के पास उसका कार्ड इनएक्टिवेट करने का अधिकार होता है

[{"selector":"#anim-9c27ea70-103c-4b77-82ff-4e8112547724","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fd089dc2-de91-4302-bdf8-3018f017da63","keyframes":{"transform":["translate3d(69.53884%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-744cecaa-4f68-4ff3-b9be-57ecae770811","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4860e5b8-441c-47ed-a2eb-c5b7516a376e","keyframes":{"transform":["translate3d(113.23076%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1008df31-5943-41c0-a927-880d1424553d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-1.7763568394002505e-14%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]